[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nzone.cz\/neni-li-kde-brat\/#Article","mainEntityOfPage":"https:\/\/www.nzone.cz\/neni-li-kde-brat\/","headline":"Nen\u00ed-li kde br\u00e1t","name":"Nen\u00ed-li kde br\u00e1t","description":"Ka\u017ed\u00fd z podnikatel\u016f usiluje od rozjezdu sv\u00e9 firmy v prvn\u00ed \u0159ad\u011b o to, aby nikdy nestr\u00e1dal nedostatkem pen\u011bz. Mus\u00ed tomu tak toti\u017e b\u00fdt. Kdyby n\u011bkter\u00fd,…","datePublished":"2022-11-30","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.nzone.cz\/author\/#Person","name":"nzone.cz\n","url":"https:\/\/www.nzone.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nzone.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nzone.cz\/wp-content\/uploads\/money-1794403_960_720.jpg","url":"https:\/\/www.nzone.cz\/wp-content\/uploads\/money-1794403_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.nzone.cz\/neni-li-kde-brat\/","about":["D\u016fm a zahrada"],"wordCount":439,"articleBody":"   Ka\u017ed\u00fd z podnikatel\u016f usiluje od rozjezdu sv\u00e9 firmy v prvn\u00ed \u0159ad\u011b o to, aby nikdy nestr\u00e1dal nedostatkem pen\u011bz. Mus\u00ed tomu tak toti\u017e b\u00fdt. Kdyby n\u011bkter\u00fd, a je jedno kter\u00fd, podnikatel nem\u011bl pen\u00edze, pak by ono sv\u00e9 podnik\u00e1n\u00ed dlouho v chodu neudr\u017eel. A o tom, \u017ee by m\u011bl z n\u011b\u010deho \u017e\u00edt, u\u017e ani nemluv\u011b.Obvykle se traduje, \u017ee si m\u00e1 takov\u00fd podnikatel vyd\u011bl\u00e1vat pr\u00e1v\u011b sv\u00fdm byznysem, svoj\u00ed soukromou v\u00fdd\u011ble\u010dnou \u010dinnost\u00ed. A to je naprost\u00e1 pravda. Jen\u017ee podnik\u00e1n\u00ed je v\u017edy aspo\u0148 do ur\u010dit\u00e9 m\u00edry nejist\u00e9, rizikov\u00e9, a tak se prost\u011b n\u011bkdy st\u00e1v\u00e1, \u017ee se tady pen\u00edze nevyd\u011blaj\u00ed. A mus\u00ed se tedy pochopiteln\u011b sehnat z jin\u00e9ho zdroje, proto\u017ee bez nich by podnikatel nevy\u017eil a fungov\u00e1n\u00ed jak\u00e9koliv firmy by se nen\u00e1vratn\u011b zastavilo.Tak\u017ee se n\u011bkdy berou i podnikatelsk\u00e9  https:\/\/www.csob.cz\/portal\/podnikatele-firmy-a-instituce\/produkty\/ucty-a-platebni-styk\/bezne-platebni-ucty\/podnikatelske-konto p\u016fj\u010dky, jenom aby bylo jak p\u0159e\u010dkat nep\u0159\u00edze\u0148 osudu, jak to zvl\u00e1dnout, dokud se zase pom\u011bry nenormalizuj\u00ed. A na podnikatel\u00edch v podobn\u00fdch nesn\u00e1z\u00edch pak je, aby n\u011bjakou dost vhodnou p\u016fj\u010dku sehnali.Jen\u017ee co se stane, kdy\u017e tito ve slo\u017eit\u00e9 situaci zkou\u0161ej\u00ed \u0161t\u011bst\u00ed v bank\u00e1ch? Vesm\u011bs se jim nepoda\u0159\u00ed dos\u00e1hnout toho, \u010deho m\u011blo b\u00fdt dosa\u017eeno. Proto\u017ee ne\u00fasp\u011b\u0161n\u00ed podnikatel\u00e9 nem\u00edvaj\u00ed zrovna velk\u00e9 p\u0159\u00edjmy, jejich probl\u00e9mem jsou i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, a to se pak n\u011bkde v klasick\u00e9 bance usp\u011bt ned\u00e1, ani kdyby se jeden sna\u017eil sebev\u00edc.Ale na\u0161t\u011bst\u00ed je tu i americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu Nebankovn\u00ed hypot\u00e9ka, kter\u00e1 m\u00e1 pro soukromn\u00edky v t\u00edsni tu v\u00fdhodu, \u017ee se u n\u00ed ani p\u0159ehnan\u00e9 p\u0159\u00edjmy, ani dokonal\u00e9 registry nezbytn\u011b nevy\u017eaduj\u00ed. To, \u010d\u00edm se tu ru\u010d\u00ed za spl\u00e1cen\u00ed a \u010demu se ned\u00e1 vyhnout, je jenom z\u00e1stava nemovitosti po dobu trv\u00e1n\u00ed on\u00e9 p\u016fj\u010dky, to pro p\u0159\u00edpad, \u017ee by snad dlu\u017en\u00edk nespl\u00e1cel.Ale ten, kdo spl\u00e1c\u00ed, se tu nem\u00e1 \u010deho b\u00e1t. M\u016f\u017ee si tu sm\u011ble p\u016fj\u010dit, nav\u00edc rychle a v\u00fdhodn\u011b, a d\u00e1t v\u0161echno, co mu zkomplikoval nedostatek pen\u011bz, do po\u0159\u00e1dku. A m\u016f\u017eete uv\u00e9st aspo\u0148 jeden jedin\u00fd d\u016fvod, pro\u010d by si tedy podnikatel\u00e9 nem\u011bli takovou hypot\u00e9ku br\u00e1t? J\u00e1 tedy ne.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed-li kde br\u00e1t","item":"https:\/\/www.nzone.cz\/neni-li-kde-brat\/#breadcrumbitem"}]}]